“Though she be but little, she is fierce!” ― William Shakespeare, A Midsummer Night’s Dream

Small businesses think and act big, there’s no doubt about that, but when it comes to brokers they tend to retreat into a “smaller is better” mentality.

Just because your small business is running strong however, doesn’t mean small brokers or one-man-shows are your best option.

You see, this business is not a place in which small or novice brokers can survive or thrive (at least not anymore). In fact, many small brokers have simply been overwhelmed. Not just by their workload, but by the constant learning, development, and training they endure in order to remain current in the industry.

As a result, some of these small, novice, or one man brokers have resorted to cutting corners, delivering less than quality services, and have even been negligent to their clients needs. Meaning you get stuck with benefit plans that may or may not be right for your business. Even worse, you could be slapped with hefty fines and penalties should certain compliance regulations not be met.

So lets be honest, do you really feel your small business and it’s big goals should rely on small brokers to provide the best possible services, advice, and solutions?

Are you and your business willing to pay the penalties if your overloaded or inexperienced broker cuts corners? And, do you truly feel you and your business will receive the attention you deserve as these smaller brokers struggle to manage a growing number of tasks and regulation requirements on their own, all while juggling other clients too?

While smaller can sometimes mean better, in this industry, it’s simply not the case. Instead, you should seek out strong, experienced brokers with the appropriate amount of trained, licensed, and knowledgeable team members on-board who can handle all the intricate tasks that help keep your business compliant and running smoothly.

Larger, more experienced brokers such as ourselves can help small businesses by creating worksheets, payroll deductions, providing enrollment assistance, offering COBRA and Cafeteria 125 plans, and knowledgeable on-call support staff who can help you anytime.

An employer who fails to comply can be subject to penalties, lawsuits and exposures when not properly supported by a skilled and knowledgeable employee benefits broker