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The Small Business “Bene-Fit” Gap: Why Benefits Flexibility Is Becoming a Talent Issue

Today’s workforce is no longer one-size-fits-all, but many small businesses still feel forced into offering one-size-fits-all health benefits....

The Future of Healthcare Isn’t About Paying More. It’s About Paying Smarter.

If it feels like healthcare costs have become impossible to predict, you’re not imagining it. Whether you’re an...

Level Funded Health Plans Are Changing the Game for California Small Businesses

And you may not need to switch insurance companies to take advantage. By Marty Levy, CLU, RHU  | ...

Health Insurance Is Changing in 2026! Here’s What Employers Actually Need to Know

Late 2024. The CEO of one of America’s largest health insurers is shot dead outside a Manhattan hotel....

The Great Healthcare Cost Shift: Employers Aren’t Paying Less — Employees Are Paying More

For years, employers have been told the same story: Healthcare costs are rising. Premiums are increasing. There’s not...

It’s Not Insurance. It’s a Guarantee That You Won’t Become a Burden.

Let me ask you something personal. Not about money. Not about insurance. Just a simple question: “If you...

Stop Paying Full Price for Healthcare

The IRS has built tools to help. Most people and many employers aren’t using them. Whether you’re a...

The Rise of Lifestyle Benefits: Why Platforms Like JOON Are Changing Employee Benefits

For decades, employee benefits followed a predictable formula: health insurance, dental, vision, maybe a 401(k), and a few...

Catastrophic Health Insurance: The “Cheap Premium” Fix or a Cost Shift in Disguise?

Everyone’s hunting for the same thing right now: a way to stop health insurance costs from climbing. One idea...

Is It Health Insurance — Or Is It a Farce?

Cost-Sharing Programs vs. Real Insurance As Affordable Care Act subsidies expire and premiums jump for millions of Americans,...

Will ChatGPT Be Your Next Internist Physician?

A few years ago, if someone told you that artificial intelligence would be helping people interpret lab work,...

From Check-the-Box to Caring Culture: The Evolution of COBRA Support for Departing Employees

For decades, COBRA compliance has been one of those “necessary evils” for employers — a regulatory requirement buried...