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California Employer Health Benefits

Managing the Lifecycle of Employee Data

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“In most markets, the best employees have already been hired.”

Is this how you begin to feel, any time you need to fill a vacancy at your organization?

When it is time to hire, you can often run into a double problem: not only is it hard to find qualified employees, it is a challenge to decide what set of employee qualifications will help your organization grow and succeed.

With a fully integrated employee data system, hiring managers are going to have even more tools to manage both of these problems.

[Read more…] about Managing the Lifecycle of Employee Data

California Employer Health Benefits: Workers Pay The Price

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Heidi Whitmore and Jon Gabel, NORC at the University of Chicago June 2016

A majority of Californians rely on their employers for health insurance, but many with workplace-sponsored coverage are faced with reduced benefits and increased costs.

The percentage of employers offering coverage has continued to decline in California, while coverage rates have remained stable. Only 57% of firms reported providing health insurance to employees in 2015, down from 69% in 2000. Twenty-seven percent of California firms reported that they reduced benefits or increased cost sharing, and 41% of firms reported that they were very or somewhat likely to increase employees’ premium contribution in the next year. This trend will have major implications for household budgets.

California Employer Health Benefits: Workers Pay the Price presents data compiled from the 2015 California Employer Health Benefits Survey. Other key findings include:
• The percentage of firms with many low-wage workers (those earning $23,000 or less) offering health coverage to employees more than doubled between 2014 and 2015, from 18% to 42%.
• Health insurance premiums for family coverage grew by 4.5%, a slower growth rate than in recent years. Family coverage premiums have seen a cumulative 216% increase since 2002, compared to a 37% increase in overall prices.
• The average monthly health insurance premium, including the employer contribution, was $573 for single coverage and $1,554 for family coverage in California, and was significantly higher than the national average.
• 4 in 10 workers in small firms faced an annual deductible of at least $1,000 for single coverage, compared to 1 in 10 workers in larger firms.

June 2016 Employer Benefits Study